“I was very hesitant to start using credit cards to accumulate points for traveling. I grew up in a family that avoided using credit cards.

Frank convinced me about four years ago to take the plunge and since then my husband and I have traveled extensively in the US and made one overseas trip without having to pay for the airline tickets. We've also gotten free hotel rooms. We have traveled much more than we could have afforded to without using points.

I'm very glad that Frank showed me how to use points and the 'tricks' that go along with trying to accumulate them. He is very knowledgeable of the current credit card offers and has analyzed which cards give you the most value for your spending. I'm sure that we have saved thousands of dollars over the past four years thanks to Frank's advice.”

Betsy M., North Carolina

"I had always been interested in earning travel points through my credit card, but I never knew how to maximize their value until I met Frank. With his expert advice, I was able to not only earn more points, but also learn how to redeem them strategically for the most value.

Frank's knowledge and experience in the world of credit card points and travel rewards is truly invaluable. Thanks to his guidance, I've been able to plan some incredible trips and make the most of my credit card rewards. I highly recommend Frank to anyone looking to get more out of their travel points!"

Izzy E., California